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Topic » Life Insurance 


 Case Study

Life Insurance Case Study November 2009

Let’s look at the case of the Nortons from Minneapolis. Jack is a 68-year old retired pharmaceutical executive with an IRA worth about $850,000. His beneficiary is his 64-year old wife, Martha. Martha’s 401k is worth near $150,000. Together, the Norton’s have about $350,000 in savings and carry a non-IRA equity portfolio worth $450,000.

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 5 Life Insurance Fast Facts

  • One third of adults in the United States carry no life insurance at all.
  • Insured adults are more likely to have only group life insurance obtained through the workplace.
  • An average of 78.5 percent of men in the baby boomer generation have life insurance, but only 70 percent of boomer women have any life insurance.
  • Source - LIMRA International

 Life Insurance Blog with Phil Harriman

Philip E. Harriman

Preventative care seems to have been left out of the health care debate.

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 Annuity Cover Gallery



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 Beat the Big 4 objections of life insurance

Ask people what a human life is worth and they’ll most likely say something like it’s “immeasurable” or “priceless.” Now try asking how much life insurance that person needs to protect their “priceless” asset, and don’t be surprised if your question is met by a blank stare.
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 Why life insurance matters now more than ever

In the past year we’ve experienced exceptional volatility in the investment markets and seen renewed congressional interest in raising income and estate taxes. One thing hasn’t changed, though: The important role that life insurance continues to play in your clients’ financial and estate plans.
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 Plant the seeds of security with life insurance

We’ve all heard that “April showers bring May flowers.” This expression is actually a good analogy for us to use with our senior clients right now. After the economic storms we’ve experienced during the past several months, this spring in particular is a good time for us to sit down with our clients to prepare for better times.
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